Is travel insurance compulsory?

It depends on the destination. Some countries require proof of insurance for entry, and where that applies to a destination on this site it is noted on the destination page. For other trips it is a choice, and the conversation is about whether the cover on offer is worth having for your journey.

Does the policy cover adventure activities?

Not always. Many standard policies exclude activities such as trekking above a certain altitude, scuba diving or water sports unless they are specifically added. Planned activities are checked against the policy wording before you buy.

What happens if I need to make a claim?

Claims are made to the insurer under the process set out in the policy, which is explained before you buy. Orbitz Holidays can help you find the right documents but does not adjust or decide claims.

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Travel Insurance

Help comparing travel-insurance options against the trip dates, destination and declared traveller needs; policy wording and exclusions remain decisive.

How travel insurance support works

Travel insurance is easy to buy and hard to compare. Two policies with similar headline cover can differ sharply in what they exclude, how claims are made and what they require of the traveller. Travel insurance support from Orbitz Holidays helps you read past the headline: what a policy actually covers for the trip you are taking, and where its limits are.

The conversation starts with the journey itself — destination, dates, the activities planned, the age and health of the travellers, and anything already booked that would be costly to lose. From that, the kinds of cover that matter for this trip are set out plainly, and the options available for your dates are compared on those points rather than on price alone.

The policy is issued by the insurer, and its wording is what governs any claim. Orbitz Holidays helps you understand and compare that wording; it does not underwrite or adjust claims.

What to look for in a policy

For international trips, medical cover and emergency evacuation are usually the items that matter most, followed by trip cancellation and baggage. Some destinations require proof of insurance for entry, and where that is the case for a destination on this site, it is noted in the visa and permits section of the destination page.

For domestic trips, cover for cancellation, medical emergencies away from home and adventure activities is worth checking, particularly for mountain and island destinations where evacuation is not straightforward.

What is confirmed before you buy

Before a policy is chosen you will have the insurer, the policy name, the sums insured for each type of cover, the excess, the exclusions that are relevant to your trip, and the claims process in writing. Pre-existing medical conditions and any planned activities are declared to the insurer as required, because an undeclared condition is the most common reason a claim is refused.

The policy document itself is the reference for what is covered. Orbitz Holidays' role is to make sure you have read the parts that matter before you rely on it.

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